Why Choose LOfavør Travel Insurance?
LOfavør Travel Insurance provides peace of mind with a robust suite of benefits tailored for today’s travelers. As an employed NTL member, you gain access to an insurance policy that offers:
- Worldwide Validity: Coverage is effective regardless of how far you travel or how long you’re away.
- Multi-Purpose Protection: Whether it’s a holiday getaway or a work-related trip, your travel plans are covered.
- Minimal Excess: An excess is charged only when medical treatment is required, keeping your out-of-pocket expenses to a minimum.
Key Coverage Features
LOfavør Travel Insurance is designed with a comprehensive list of benefits to address a wide range of travel-related risks. Below is an outline of the key terms and coverage features:
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Coverage Duration:
- Standard coverage lasts up to 70 days.
- Extensions are available for longer trips — up to 90 or even 180 days — ensuring flexibility for extended travel plans.
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Who Is Covered:
- You, as the policyholder.
- Your spouse, partner, or cohabitant.
- Your children, up to the age of 20.
These benefits apply regardless of whether you travel together as a group or separately, making it an ideal option for families and couples.
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Luggage Protection:
- Coverage for theft or damage to your luggage.
- Compensation for luggage delays or loss, so you can continue your journey with minimal disruption.
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Medical and Emergency Coverage:
- Comprehensive coverage for illness and emergency repatriation.
- Medical treatment costs only incur an excess fee, allowing you to focus on recovery without financial stress.
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Accidents and Liabilities:
- Protection against accidental injuries and associated liabilities.
- Cancellation coverage is available—but only in the case of acute illness—to safeguard your travel investments.
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Rental Car Damage Coverage:
- If you rent a car, LOfavør Travel Insurance covers the excess resulting from any damage, up to kr. 12,000 per incident and kr. 30,000 per year.
Note: This coverage does not extend to permanently leased vehicles or cars rented through car-sharing platforms.
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Exclusions:
- Damage to mobile phones, computers, tablets, and similar electronic devices is not covered under this travel insurance policy.
Premium Information
For the most up-to-date premium details for LOfavør Travel Insurance available to NTL members, please check the latest information on our webpage (currently only in Norwegian). You can also contact LOFavør directly. It’s important to note that the pricing on lofavor.no reflects the general public’s rates. As an NTL member, you benefit from a collective insurance scheme that offers lower premiums due to the large number of insured individuals.
Proof of Insurance
LOfavør makes it easy to access your proof of insurance. Simply download the LOfavør app to view your policy details electronically. If you prefer a physical copy, you can also order a hard copy directly from LOfavør.
Need More Information or Assistance?
If you have any questions about LOfavør Travel Insurance or require further details, please don’t hesitate to reach out:
- SpareBank 1 Contact: +47 416 06 600
- SOS Emergency Assistance: +45 38 48 88 35
For a complete list of terms and conditions, visit lofavor.no.